AFFORDABLE HOUSING

• Increase housing affordability and stability by countering the preemption of local options to improve landlord-tenant outcomes, enforce habitability standards, regulate problem properties, and increase the a ordability and availability of housing stock.

• Strengthen renter protections, such as establishing rent withholding rights for tenants to address serious habitability violations, to address key issues that have helped fuel the eviction crisis in Indiana.
  
  

• Strengthen landlord incentives to help maintain and increase the supply of affordable rental units.




• Improve housing affordability for the 30% of Hoosiers who rent their homes by increasing the amount of the state Renter's Deduction and other credit for the most for vulnerable Hoosiers.
  

COMMUNITY DEVELOPMENT RESOURCES

• Increase the scope and availability of new state tax credit resources to expand a ordable housing for low-income households during the budget cycle and make it easier for community economic development organizations, including smaller and nonprofit entities, to qualify and participate.
  
  

• Facilitate the ability of local communities to fund and administer land banking e orts and address the burdens of blight and abandoned property.

• Make it easier for community economic development organizations to administer state tax credit resources, including Individual Development Accounts and Neighborhood Assistance Program credits, by increasing state budget resources and reducing administrative barriers to participation.

CONSUMER PROTECTION/ASSET DEVELOPMENT

• Establish a max 36 percent rate cap for payday loans and oppose predatory products that disproportionately affect low-wealth individuals or families.

• Institute state policy safeguards against "wealth-stripping" factors, such as predatory rent-to-own contracts and increased rates and fees for small dollar loans, and increasing "wealth-building" factors with increased lender data transparency and reporting requirements.

• Protect families from the health and social effects of medical debt, including strengthening consumer protections, expanding state enrollment methods for Medicaid, and/or requiring hospitals to adopt robust Financial Assistance Policies.