Prosperity Indiana 2025 Policy Agenda:

Rebuilding Housing and Economic Opportunity for all Hoosiers

Indiana is coming to a crossroads in 2025: as the state’s housing stock and economic opportunities have declined for vulnerable Hoosiers, the state’s prospects for healthy and growing communities stand at a distinct disadvantage compared to many Midwest neighbors and peer states. To regain momentum for stronger communities, Indiana’s policymakers will need to begin rebuilding housing and economic opportunities for all Hoosiers in 2025.

Indiana now has only 34 affordable and available homes for every 100 extremely low income renter households, the second-lowest rate in the Midwest. Homeownership rates have also decreased over the past decade, with the greatest declines among Black Hoosier households. As evictions and housing instability remains high, the proportion of Hoosiers experiencing homelessness has increased by 11% in recent years, but the state’s overall population has only increased by 3%. Opportunities for economic mobility are decreasing, as 14 of Indiana’s top 20 largest occupations no longer pay the state’s Housing Wage of $22.07 needed to afford a modest two-bedroom home, up from 9 occupations just two years ago.

With new sessions of the Indiana General Assembly and Congress and new administrations at the state and federal levels in 2025, Indiana’s elected officials must work together to invest in Indiana’s communities. Prosperity Indiana, a leading advocate for community economic development, has offered through its 2025 Policy Agenda a strategic and comprehensive approach to tackle issues such as the inadequate supply and unaffordable cost of housing, equitable pathways to homeownership, and increased economic opportunity for vulnerable Hoosiers.

Prosperity Indiana’s 2025 Policy Agenda addresses our members’ priorities as reported by an annual policy survey covering categories of affordable housing, community development resources, and asset-building and consumer protections. PI’s 2025 Agenda also addresses urgent and emerging priorities at the federal and state levels, emphasizing the importance of diversity, equity, inclusion, and justice in all policy initiatives.

Urgent Policy Priorities

    • Increase the supply, access, and habitability of affordable housing in rental and sales, and act to combat growing signs of housing instability among current renters and homeowners.
    • Reverse state preemptions that reduce local options on policies such as tenant protections, source of income protections, inclusionary zoning, affordable housing development, and revenue for struggling communities.
    • Defend against attacks on diversity, equity, inclusion, and justice that reduce barriers to homeownership, wealth building, and policies that support environmental, social, and governance progress.
    • Support policies that increase wealth-building (i.e. the Child Tax Credit and Individual Development Accounts) and decrease wealth-stripping (i.e. through predatory lending, medical debt, and junk fees) for individuals and communities.
    • Advocate for increased investments for Community Economic Development organizations and equitable tax policies in federal and state budgets in 2025.
        • Keep Hoosiers stably housed in order to reverse increasing rates of homelessness and housing instability, and increase investments in proven solutions including Housing First.

      In addition to the urgent policy priorities, Prosperity Indiana’s 2025 Policy Agenda includes opportunities to promote community development resources, asset building and consumer protection, and affordable housing in Indiana.

      View the PDF version of our full Policy Agenda here

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      Prosperity Indiana
      1099 N. Meridian Street, Suite 170
      Indianapolis, IN 46204 
      Phone // 317.222.1221 
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