Full-time Hoosier workers need to earn $22.18 per hour to afford a modest, two-bedroom apartment at Fair Market Rent in Indiana. This is Indiana’s “2025 Housing Wage” according to Out of Reach, a report published jointly today by the National Low Income Housing Coalition (NLIHC) and Prosperity Indiana. The data for Out of Reach – Indiana 2025 finds that working Hoosiers are struggling to make the rent with an average renter wage of $18.05, with Indiana’s median renter household income of $43,672 that now ranks dead last in the Midwest, and with two-thirds of Indiana’s 20 largest occupations that fail to pay enough to meet the state’s 2025 Housing Wage.

Out of Reach, released annually, documents the gulf between wages and what people need to earn to afford their rents. The report routinely shows that affordable rental homes remain out of reach for millions of low-wage workers and their families. The report’s “Housing Wage” is an estimate of the hourly wage full-time workers must earn to afford a rental home at HUD’s Fair Market Rent without spending more than 30% of their incomes. In 2025, the national Housing Wage is $33.63 per hour for a modest two-bedroom rental home, with a mean hourly renter wage of $23.60.

Read the full ‘Out of Reach - Indiana 2025’ report on PI’s ‘Housing4Hooisers’ site.